DMS
Commercial
Finance
 

We provide creative financial solutions for
America's small business entrepreneurs.

 Free Consultation
   At DMS Commercial Finance, we welcome the opportunity to
provide you with free initial
consultation regarding our
services and how they can
benefit your company.  For a
confidential overview of our
extensive business services,
call our offices during normal hours of operation at:
        (239) 274-7990

Looking for an
exciting new career?

Discover a career
as a consultant in
factoring and
alternative
commercial
finance with the DMS Associates Program.

Welcome to DMS Commercial Finance Business Solutions Area

For small and mid-size entrepreneurs, DMS Commercial Finance is your one-stop source for working capital tools and creative alternative financial solutions.  Our broad expertise in the areas of commercial accounts receivable factoring, import-export trade and purchase order finance, equipment leasing, and asset-based lending can provide the capital your business needs to compete and prosper in today's business climate.

FACTORING.....is the most powerful financial tool available to entrepreneurs that operate on a business to business basis.  Factoring provides for an immediate advance of cash on the verifiable invoices of your company allowing you to immediately pay your suppliers and make timely payroll.  When your company has a factoring facility in place, you can:

• grow your business exponentially without working capital constraints caused by offering attractive payment terms to your customers.

• enjoy early payment discounts from your suppliers and vendors.

• rapidly build your company's credit history for future capital requirements.

• forget the constant struggle to make timely weekly payrolls and to stay current with payroll taxes.

• depend on expert collections and accounting thus freeing up valuable company personnel for the more important duties of marketing and generating sales.

Factoring is universally accepted as the "crown jewel" of commercial finance for small and mid-size company  owners in the early stages of business.  To find out more about accounts receivable factoring and how it can benefit your business, click here.

PURCHASE ORDER FINANCE.....works hand-in-hand with your company's factoring facility to provide advance capital for domestic manufacturing, overseas contract manufacturing, and distribution when large purchase orders are received from major retailers or other creditworthy customers. For those companies initially exploring overseas contract manufacturing, purchase order finance can post letters of credit, advance funds to the bank of your Chinese, Taiwanese, or other Pacific Rim manufacturer for down payments, and assist you in the quality control process.  Additional information on this powerful tool for manufacturers and distributors is available here.

ASSET-BASED LENDING / INVENTORY FINANCE....generally requires that your company have an extensive credit record and a history of profitability.  At DMS Commercial Finance, we work extensively with specialized inventory finance companies that work closely with factors to provide manufacturers and distributors with the necessary credit lines to carry inventories and take advantage of volume purchase discounts.  Find out more about how DMS Commercial Finance can assist your company in its search for asset-based lending and inventory finance by clicking here. 

EQUIPMENT LEASING....is an important tool for manufacturers, distributors, and many service companies.  Though DMS Commercial Finance is not a lessor of equipment, we maintain an exhaustive database of companies that specialize in this important area and can assist in matching your business with an equipment lessor.  Click here for additional information.

OTHER SERVICES....At DMS Commercial Finance, our principal business underwriters are in have been providing creative financial solutions for early stage, high growth companies for over 12 years.  In addition to the more common areas of commercial finance mentioned above, we can assist your company in securing financing and services in the areas of accounts receivable insurance, bridge and mezzanine financing, forfaiting, hard money, delinquent debt collection, international factoring, and many other unique financial areas of accommodation.  Information on our full range of additional service areas can be found here.